Bankruptcy Law

Bankruptcy/Debt Relief

If you are tired of the phone calls that you avoid and the letters that threaten you with legal action because you cannot afford to pay your bills, you may want to consider bankruptcy. If you are feeling overwhelmed by debts with no way out, you need to speak with a New Jersey bankruptcy attorney who can answer your questions and provide sound legal advice.

Bankruptcy is a legal method of discharging debts allowed by federal law. If you are eligible for this option of debt relief, you can move on with your life. Many misconceptions about bankruptcy exist and it is often seen in a negative light. However, it can offer you the protection you need to keep your home and your vehicle while starting over with your life.

What bankruptcy does:

  • Stops harassing phone calls from creditors and debt collectors
  • Stops lawsuits and wage garnishments
  • Suspends foreclosure proceedings

Mr. Apovian is an experienced bankruptcy attorney who can help his clients get a fresh start and move through the bankruptcy process. He has over 20 years of experience in practice in New Jersey and can provide solid legal representation for residents in Bergen County, as well as those throughout the state of New Jersey.

The thought of bankruptcy can be overwhelming and you may have many questions. Contact The Law Office of Philip C. Apovian to set up an appointment for a free consultation to state your case. Mr. Apovian will assess your situation and answer your questions so that you can decide if you are ready to take the next step. You are under no obligation with the free consultation, but it allows you to separate the facts about bankruptcy from the myths.

If you are considering bankruptcy or ready to begin the process and need a NJ bankruptcy attorney on your side, call Mr. Apovian at (201) 816-9339.